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Detect Fake Offline Friends on Yahoo!


Yahoo! messenger provides you the option to be in "invisible" mode or using stealth settings you can choose to "appear offline to a friend". However, using services from XeeBer.com and VNGrabber.com, you can always find out the exact status about your friend and then send surprise messages :-) We have tested and so far it has worked good.

Pre-Paid Microsoft Office 2007


Buoyed by the success of pre-paid mobile services, we saw the introduction of pre-paid debit cards by banks, Prepaid Gaming Cards and now we have pre-paid software from Microsoft :-)

It offers customers the flexibility to renew subscription according to customer's wish. This is the first time in India that such a software is made available in prepaid version. The prepaid subscription is available at a price of Rs.1,499 for a 6-month subscription. At the end of the 6 month period, 3-month renewable subscriptions will also be available.

The pricing is definitely very high in context of Indian Market. Also it is hard to convince an Indian consumer that software requires a per CPU license. The Indian consumer thinks that if he BUYS one license he can install on all his office and home PCs, laptops, etc.

What is credit card

1. What is a Credit Card ?
A credit card often referred to as plastic money, is a card, which is handy to carry and use for shopping or buying goods and services. You use your card to BUY a pair of shoes. You now owe the credit card company the amount paid at shoe store which will be billed to you, at a regular time interval, usually 30 days. More detaisl available here.

2.How is Credit Card different from a Debit card ?
A debit card is authorized only if their are sufficient funds in the account. While on credit card it depends on the cerdit line the issuing company has provided you. The basic difference is in debit card, you pay your own money and in acse of credit card, the issuing company pays for you to whom you have to pay later.

3.What’s the difference between secured credit cards and unsecured credit cards?
Secured credit cards
are usually given to those with bad or no credit history. A deposit is made, say Rs5000, which gives the customer Rs500o limit. The customer isn’t allowed to spend more than the amount of the deposit. As the deposit decreases, so does the amount the customer is allowed to “charge”. That’s why these cards are sometimes called prepaid credit cards, or bad credit credit cards(In Western countries, every individual has a credit history, will come to India soon. A person with bad credit history is known to have "bad cerdit") An unsecured credit card is granted to those with a good credit record, because they have a history of paying their bills on time.

4. How are my credit card finance charges calculated?
This is something you need to check out before you apply for a credit card. There are three basic ways finance charges are calculated, and they range from favoring you to favoring them. That’s why you need to know what method they use.
The first method is the Adjusted Balance method, where the balance on your previous statement is added to any charges. Then any payments you’ve made are subtracted, and the result is multiplied by the interest rate. This method is the most favorable for you.The second method works out fairly even. It’s called the Average Daily Balance method, with charges and payments being added and subtracted as they occur. Then, at the end of the statement period, these charges are averaged, with that average being multiplied by the interest rate.
The other method, which will cost you the most, is called the Previous Balance method. The balance on the previous statement is first multiplied by the interest rate, then your charges and payments are calculated. With this method, in effect, you’re paying interest on the same amount twice.

5.My credit card has been stolen – what should I do?
Stealing credit cards is a huge business these days. Credit card fraud is at an all-time high, with identity theft at the source of most stolen credit cards. The first thing you need to do when you discover you don’t have your card is call your credit card company. They’ll immediately cancel your card so no one else can use it. (Always keep the number to call your credit card company in a safe place)
If you’ve acted quickly, there probably won’t be any changes on it. But if it’s taken a while to realize your credit card is gone, then your identity may have already been stolen, with the criminal making charges in your name.

6. Am I liable to pay for charges not authorized by me because of stolen credit cards ?
This is a tricky question. Some cards put your liabaility at Rs500. Most others don't. They hold you accountable for charges made by others. This is only seen in India. In the US, if you call the company and tell them that your card is stolen, then you have no liablity on fraudalent charges. However, in India, our own financial institutions make their own customers scapegoats and haress them. I strongly object to these practices by Indian banks/FIs along with VISA, MasterCard & AMEX.

7. What’s a balance transfer?
A balance transfer is used as an advertising tool by credit card companies. To persuade you to use their credit card, they’ll offer to pay off any existing cards you have, and add the balance to a new card with their company.
Visa, MasterCard, and American Express, the big three of credit card companies, are constantly competing for your business by offering balance transfers at reduced interest rates.

8.What are pre-approved credit cards?
This is another method credit card companies use to get your business. They get a list from a CRA (credit reporting agency), or employers or Luxury car woners, of people who have good credit records and favorable payment histories(Mobile Bills, Club Memberships etc).
These people have a history of paying their debts, so they become prime targets for pre-approved credit card offers. In effect, that’s exactly what the credit card company’s done – they know you’ll pay, so they’ve already approved your application. And to further entice you, they’ll usually offer you a low interest credit card. But watch that interest rate – it could go back up within a short period of time!

9.Do credit cards have hidden costs?
Generally, credit cards don’t have hidden costs. What they do have is extra charges, such as application fees, annual fees or late fees. Although these fees aren’t hidden, you need to read the entire “Terms & Conditions” that comes with your credit card – all the fine print – to be aware of these charges.

10. Can I get a credit card if I’m under 18?
You can’t legally have a credit card in your name if you’re under 18, but there are other ways to get one. You can get a prepaid credit card, or a secured credit card. Or you can get a parent or legal guardian to get a credit card on their account, with your name on it. That’s a great way to start building a good credit record.
If you’re a student, 18 or over, you can get a student credit card. That’s also a good way to start working towards establishing a positive financial picture.

Download Multiple YouTube Vidoes in Batch


The Thanksgiving gift from Wondershare couldn't have been better. Yes you can download full version of Wondershare YouTube Downloader.

Wondershare YouTube Downloader is a batch downloader, meaning you can download multiple You Tube Videos at a time. You can also convert the downloaded files to different formats. Supported formats are MOV, RM, AVI, MPEG, MP4, WMV, 3GP, H.264/MPEG-4 AVC, ASF, etc. Provides doanload history and customization with various options.

But you have to downloand and install it within the next 21 hourselse you have to purchase the license which costs $25.

Related Coverage:
Rip YouTube Video Egg with Real Player 11

Rip YouTube VideoEgg with Real Player 11

You have favorite videos on YouTube that you want to rip them and add to your Private DVD collection ? Real Player can now do that for you. A reader tipped us of the availability of Real Player 11.0 which is still in Beta which can rip YouTube Videos.

Real Player 11.0 will allow anyone to save and organize video files in all major formats including Flash, QuickTime, RealMedia and Window Media and will support video ripping from websites like YouTube, VideoEgg and here all the Bollywood Video Sharing Sites.

Download Real Player 11.0 Beta here. [Beta means its not a Release Candidate, so their might be some bugs]
AYou can Download it from Video-downloader

Widget Bucks Hits over 30,000 Publishers in one months

widget bucks is PPC (price per click) program. Firstly i think it is a scam because people flaming widget bucks in forums as a scam. This is not uncommon for new programs out there. It is Started in early October and it Hits over 30,000 Publishers in one months. the first payments for widget bucks will be sent out mid December. After those first checks are cut this will clam many of the people out there saying it is a scam. After all they are the makers of Mpire. It’s not like this company just came to be they have been in the market for several years. Since the launch of the new widget bucks program thye have done extensive code modifications and updates. This does not sound like a fly by night company but more like a company that wants to build a solid base.
widget bucks already hits 30,000 publishers in just one month. With over 200 million impresions in just the first month I think it’s safe to say WidgetBucks is here to stay. Already widget bucks has added several categories new categories that publishers can choose from. For my blogs this is great because now I can use the Widget for Mobile Phones. up coming categories include sports, fashion, teens and top brands. Over the course of time widget bucks will have a much larger and wider category devision that publishers will be able to take advantage of. I think this shows the demand is there for another publisher of this kind in the market place. Many people do not want to place all their eggs in one basket and widget bucks helps to diversify their accounts.
WidgetBucks will be serving CPM (cost-per-thousand impressions) ads within its widgets so publishers can monetize their international traffic. This solution helps publishers with blended traffic from both U.S./Canada and international geographies, and addresses the concern expressed over our recent policy change to not pay on international clicks. Earnings from this update -- which takes place in early December -- will be reflected on publishers' MyWidgets reporting page in a new column to be titled "CPM Revenue."
But i also heared that so many don’t like widget bucks because widget bucks widget seems to load slow: I’ve heard this from many different people. The fact is yes when widget bucks was first launched it was a little slow. But now publishers that are using widgets saying that now is is faster
and second thing is that everyone is asking a same question Has anyone been paid yet?: This question I see all over. The answer is no, Because The program just launched in early OCT so know one will see a check until mid December, 45 days after the end of the first month you reach 50 dollars or more.

All in all only you can decide if widget bucks is right for your site. I am applying for widget bucks widget and i will post review after 10-15 days
click here forFrequently Asked Questions

Frequently Asked Questions

How do I make money from WidgetBucks?

You earn money each time someone clicks on a WidgetBucks ad widget on your site, also called pay-per-click, or PPC. You can also earn money by referring people to WidgetBucks.

How do I get started?

Getting started with WidgetBucks is a simple 1-2-3 process. First, sign-up. Second, configure your widgets with our easy publishing system. Third, paste the code into your blog or Web page, or use our integration with popular blog platforms such as TypePad, Blogger and WordPress. If you want to change or update your WidgetBucks widgets in the future, simply sign in and go to My Widgets.

How much do I make?

How much you earn depends largely on your site's traffic and content. A number of publishers who have tested WidgetBucks are seeing a $3-6 CPM.

How often do I get paid?

We send out checks for all revenue earned within 45 days after the end of each month, as long as you've earned a minimum of $50. For example, if you signed up for WidgetBucks in October, you would receive your first commission payment within 45 days of Oct. 31, approximately mid December.

How does Mpire know where to send my check?

Simply select "Check" as your preferred payment method and complete the Payee information on your "My Settings" page. As a reminder, we have a strictly enforced Privacy Policy.

What is MerchSense?

MerchSense™ is Mpire's patent-pending contextual algorithm engine. It detects and analyzes the content of your website or blog to determine what product offers are most relevant to your audience. If you choose the MerchSense option when creating a new widget, simply place the code on your site and let MerchSense automatically provide the most appropriate ad content. MerchSense evaluates your editorial information daily, so, as your content changes, WidgetBucks will dynamically offer the highest-yielding products.

Do you have a bonus program?

Yes. When you sign-up with WidgetBucks, you'll automatically receive a $25 bonus into your account to get the ball rolling. This means you are half way to your first payout with WidgetBucks. Read our Terms & Conditions. for all the details.

Do you have a referral program? How much does it pay?

Yes. When you refer a new WidgetBucks user, you will receive a 10 percent referral fee based on the commissions earned by the people you refer. You'll receive this 10 percent for the full 12 months after the new member joins. Your referral fees will be credited to your account and paid monthly, along with your commission payout. So, if you refer someone, and they make $100 in commissions, we pay you $10; if they make $1,000, we pay you $100. This continues for a whole year on all the commissions they earn. The Referral Bonus page has details on the Bonus and Referral Program. When you are logged-in, go to the Referral Tools Page to grab referral ads. You will soon see a "Grab this Widget" link on all widgets for viral distribution, which includes your referral information.Note that the cookie used to identify those you refer lasts for 30 days after they click on a referral link.

Can I place more than one WidgetBucks ad on my site?

Yes, there is no limit to how many you can place on your site.

Can I run WidgetBucks with Google AdSense?

Yes, WidgetBucks is compatible with all other ad systems.

Can I post a widget to my blog or publishing platform?

In many cases, a blogging/publishing platform will not allow the user to directly edit/enter HTML directly and/or there are restrictions on including javascript within a post. In these cases, you will not be able to place a widget in a post, but you may be able to add the widget to the sidebar. Sidebars are provided by nearly all blogging/publishing platforms, and they typically support HTML/Javascript. For example, WordPress does not allow certain types of accounts to add Javascript. Blogspot and Typepad are examples of platforms that allow you to place the widget code directly in a blog post and/or in the sidebar. Widgetbucks currently has direct integration with Blogger and Typepad to add the widget directly to a sidebar. You can also copy/paste the HTML code directly into a blog post on these platforms. Wordpress is also a very popular blogging platform, but has some specific WorldPress steps that must be followed to support javascript within your post. As a rule, if your platform allows you to directly edit HTML, you should be able to post a widget.

How frequently do my Impressions, Clicks, and Revenue statistics update?

Impression and click counts are updated hourly. Revenue reporting occurs within 72 hours. At the bottom of the My Widgets report view we state how current the revenue reporting is. After a couple of days of revenue information, you can calculate a rough estimate of how much your site is earning.

Can I put WidgetBucks on my site if I'm not based in the US?

Yes, as long as the site meets the terms of service. Please be aware that our terms of service does not allow non-english sites without prior written consent. Widgetbucks can be placed on any site that has traffic. Because all of the products are from US based merchants and are in US dollars, the likelihood of click conversion is greater for a US targeted audience, but you can still use WidgetBucks on Non-U.S. based sites.

Does it matter what type of site I have to use Widgetbucks?

As long as the site meets the terms of service, you can use ads on any kind of site or pages you are looking to monetize. We've seen our shopping widgets be effective on specific product blogs, entertainment sites, or even local search engines. Try out a few different widgets and see what works best for your customers, but regardless, you'll be making money! We have noticed that well-placed, contextual WidgetBucks ads can yield over very high eCPM, in many cases over $6 eCPM. Location of the ad is important - this is not a CPM ad, so it needs to be "above the fold" and if you are selecting a specific content category, be sure it applies to your site content. Otherwise, use the MerchSense option and it will snap content to your page automatically based on page content and demographics. Sites that are pornographic in nature, non-english sites, and/or ad-only sites are examples of sites that are not allowed by the Terms of Service.

Advertisers Publishers seeks out blog spots

It is a big blog world. Advertisers and publishers seem to have finally realised this. And they want to make the most of it.

Last week, Salt Water Blues, a Mumbai blog, revealed that a shampoo manufacturer was ready to pay for adding the shampoo brand name to the blog’s.

The author of Compulsive Confessor, a blog that gets 600 hits daily, has just completed her first book. Penguin India commissioned it after reading the blog. Another publisher loved Arun Krishnan’s blog, Cutting Chai. Krishnan’s novel, Loudest Firecracker, will be published in October.

Ravi Singh of Penguin India says, "Blogs are a new option to discover new talent." Adds Nilanjana S Roy, chief editor, EastWest and Westland Books: "You can follow a writer’s progression and the possibility of new trends on blogs." Roy discovered Krishnan’s work. Read More.........

Pay mobile bills by reading SMS!

CHENNAI: SMS advertisements, which used to irritate cellphone users, could soon turn out to be money- spinners with a Bangalore-based firm claiming to pay those who willingly receive the messages.

mGinger.com, started by three engineers, works on the principle of "permission-based marketing".

"People can make anywhere between Rs 300 to Rs 1,600 per month through this," Chaitanya Nallan, its CEO, told PTI.

"When users get paid by us, whether it is Rs 300 or Rs 500, it can atleast cover their mobile phone bills," he added.

Chaitanya, an alumnus of IIT Kharagpur, who graduated from the Indian School of Business, Hyderabad last month, said the idea originated from Veerendra Shivhare, the Chief Operations Officer of the firm.

The third member of the team is the chief technical officer of the firm, Anil, an alumnus of IIT-Kanpur.

"People generally get SMS carpet-bombed. Advertisers get mobile phone numbers illegally and bombard them with unwanted ads without permission. Veerendra was so fed up with such messages. We hit upon this idea of targeted advertising with users' permission, for which they get paid," Chaitanya said.

He said people could log on to mGinger.com and register themselves along with their mobile phone numbers and the ads they want to receive. They can choose any number of ads and these will be sent at the time they want, he said.

"For each ad received, the mobile phone user gets paid 20 paise. They can refer their friends and relatives for which they get 10 paise per referral and 5 paise for every ad their friends referrals receive," he added.
join now

Tajmahal going to loose its position in 7 wonders of the world

More than 45 million people have voted in an internet campaign to choose the seven "new" wonders of the world out of 21 shortlisted historical buildings or monuments. The contest was set up by a Swiss explorer and filmmaker, Bernard Weber, following the destruction of Afghanistan's giant Buddha statues at Bamyan by the Taliban in 2001, to raise global awareness about the world's shared cultural heritage.
In the most recent count published the top 10 were the Acropolis in Greece, the ancient Mayan city of Chichen Itza in Mexico, the Coliseum in Rome, the Eiffel tower in Paris, the Great Wall of China, the Incan ruins of Machu Picchu, Petra in Jordan, the statues on Easter Island
Vote online
How to vote
TajMahal which is representing india is at 14 th position with only 0.7% of total votes, by this statics we can assume that if indian people will not vote for tajmahal it seems that india will going to loose its position.
As an indian its a matter of shame for us that tajmahal will going to loose becoz we had not voted for tajmahal its a matter of destiny of tajmahal . People can send many sms , many calls were made many vote online many comments for Prince, mtv roadies, Big brother, Bigboss, saregamapa, crickect contest but they don't have time for vote for tajmahal, many of the people yet knows about the voting.
first of all there is need of awereness, Need of publicity, many channels are running in india , they can aware everyone in this country since everyone see tv , but they are not doing enything since they will not profited from it , they will got any money from it . This will show the money mindness of channel owners ok!! leave it vote now

To vote for the Taj Mahal by SMS
send TAJ to 4567

The organisers say they are trying to get ordinary people to follow the spirit behind the ancient seven wonders selected by intellectuals in the Mediterranean and Middle East around 200 BC. Only one of them, the Great Pyramid of Giza in Egypt, still survives.

"This is something that is supposed to create global memory, really for the first time: Seven symbols of global unity, seven symbols of shared global heritage," New7Wonders spokeswoman Tia Viering said today.

"If you appreciate someone else's culture it's a lot harder to go to war with them," she said.

Vote For Miss universe 2007


Miss Universe pageant is here again and this time 77 contestants would be competing to get the coveted title.

Interestingly, the pageant would be held almost two months prior to when it was held in 2006, and reigning Miss Universe Zuleyka Rivera will reign for little more than ten months, one of the shortest in the history of the title.

Here is your chance to vote for your favourite contestant. The contestant getting the maximum votes would be Your Choice, Your Miss Universe 2007.

The last date for voting is May 26, 2007.
vote now Choice, Your Miss Universe 2007.

FireFox shortcuts

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Give hollywood movie look to your photo

you can make your simple photo in hollywood style, give a hoollywood movie look to your photo , you dont need any expert you can do it at your by using following technique, you need only: colour mood adjustments + depth of field effect + film effect
PS: ⌘ key for Mac users / CTRL key for Windows users
i will use here Adobe Photoshop
ACDSee™ 9 Photo Manager + Photo Editor for $79.99

21 03 2007

tut2-original.jpg


tut2-result.jpg
tut2-result2.jpg




Colour_mood_adjustmentsBuy Canvas X!

1. Adjust the Hue/Saturation: ⌘U/CTRL-U


tut2-step1.png

2. Adjust the brightness and contrast: Menu > Image > Adjustments > Exposure…


tut2-step2.pngFotoSlate 4 - Photo Print Studio

Depth of field effect

3. Duplicate current active layer by dragging it to the ‘create a new layer’ button located at the bottom of Layer window.

tut2-step3.png


tut2-step3b.png

4. Apply lens blur on the new layer on top: Menu > Filter > Blur > Lens Blur…
Adjust according to your own preference.


ACDSee Photo Editor-Creative Ease Photo Perfectiontut2-step4.png

5. Click on the ‘add layer mask’ button at the bottom of Layer window. Then click and select the ‘Layer mask thumbnail’ (the white rectangle).

tut2-step5.png
ACDSee Photo Editor

6. Select brush tool(b), set the master diameter to 400px. Then choose the focus point in the photo and click on it.

tut2-step6.png


tut2-step6b.png

Film effect

7. Create a new layer by clicking the ‘create a new layer’ button located at the bottom of Layer window.

tut2-step7.png

8. Fill the new layer with black colour: reset colour to default black & white (d), switch black colour to background (x), fill the layer (⌘-del/CTRL-backspace)

9. Set the opacity of the black layer to 70% by pressing ‘7′

10. Use erase tool(e), set the master diameter to 400px. Then start erase the center of the photo.



ACDSee 9 Photo Manager.Take control of your photos
tut2-step10.png

11. Flatten the image: Menu > Layer > Flatten Image and add noise: Menu > Filter > Noise > Add Noise…


tut2-step11.png

Cinemascope (optional)

12. Add black bars on top and bottom of photo and it’s done!
Use Rectangular Marquee Tool(m) to select (drag) upper part of photo, hold the shift key and select the bottom part, fill with black colour (⌘-del/CTRL-backspace)


tut2-result.jpg

You can also add an extra step to twist the colour into this mood by using ‘Color Balance’(⌘B/CTRL-B). Drag the slider towards cyan and blue for Shadows, Midtones & Highlights. source

ACDSee™ 9 Photo Manager + ACDSee Photo Editor